1210 Cactus Street, Key Largo, FL 33037 (MLS# 620508)

1210 Cactus Street, Key Largo, FL 33037

$1,695,000

First Floor Half Bath & Laundry Room (2)

Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 3,120 Lot Size (sq. ft.): 7,440 Status: Active

Current Price: $1,695,000 List Date: 7/03/2026 Last Modified: 7/20/2026

Overview

Description

**Waterfront Key Largo Retreat with Direct Ocean Access** Experience the best of Florida Keys living in this exceptional canal-front CBS home featuring a durable concrete roof, over 3,100 sq. ft. of living space, and direct ocean access. Perfectly positioned for boating, fishing, diving, and water adventures, this property offers the ideal blend of comfort, convenience, and island lifestyle -- with easy mainland access for commuting. The spacious two-story residence is designed for both everyday living and entertaining. The second floor main level features an open-concept layout connecting the living room, dining area, and kitchen, creating a welcoming space for gatherings with family and friends. The upper level includes a beautifully appointed new primary suite with a spacious bedroom and private bath, along with a guest bedroom, guest bathroom, and a versatile office/multi-purpose room with an additional full bath. A permitted first-floor addition, completed in 2001, provides add ... (Read more)

Listing Details MLS# 620508

Location, Tax & Legal

Street #: 1210
Street Name: Cactus
Street Suffix: Street
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Rock Harbor Est (98.0)
Area: 27 - Key Largo MM 97-107
City: KEY LARGO
Mile Marker: 98
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE 8
Alternate Key #: 1639346
Parcel #: 00520100000000
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: Bk 7 Lt 6 Rock Harbor Est Pb3-187 Key Largo Or545-140 Or617-671 Or617-672 Or682-132 Or1484-2455D/C Or1715-1951/52R/S Or2
Taxes: 8070.97
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes
Species List: No

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 3
Pool: No
Year Built: 1979
Lot SqFt: 7440
Lot Sqft Source: Property Data Card
Acres: 0.17
Living Apx SqFt: 3120
SqFt Source: Tax Records
Total Bedrooms: 4
Full Baths: 4
Half Baths: Yes
Total Baths: 5
Rentals Allowed: With Restrictions
Min Rental Days: 28
Total Units: 0

Association Info

Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 200
Assoc/Mnt Fee Per: Yearly

Dockage

Dock Length: 60
Dock: Concrete

More Information

Building Style

Above Flood: Yes
Stories: 2 Stories

Financial Status

Standard Sale: Yes

Remarks & Misc

Remarks – Consumer: **Waterfront Key Largo Retreat with Direct Ocean Access** Experience the best of Florida Keys living in this exceptional canal-front CBS home featuring a durable concrete roof, over 3,100 sq. ft. of living space, and direct ocean access. Perfectly positioned for boating, fishing, diving, and water adventures, this property offers the ideal blend of comfort, convenience, and island lifestyle -- with easy mainland access for commuting. The spacious two-story residence is designed for both everyday living and entertaining. The second floor main level features an open-concept layout connecting the living room, dining area, and kitchen, creating a welcoming space for gatherings with family and friends. The upper level includes a beautifully appointed new primary suite with a spacious bedroom and private bath, along with a guest bedroom, guest bathroom, and a versatile office/multi-purpose room with an additional full bath. A permitted first-floor addition, completed in 2001, provides added flexibility with two bedrooms, one and a half baths, and a garage -- ideal for guests, extended family, or additional living space. Boaters will appreciate the 60-foot split-level concrete dock with step-down access, perfect for kayaks, paddle boards, and lower-profile vessels. The property also offers ample parking for boats, RVs, and trailers, making it easy to enjoy everything the Florida Keys has to offer. Wake up, step outside, and head straight to the water for a morning paddle, fishing excursion, dive adventure, or sunset cruise. This is your opportunity to own a true Key Largo waterfront retreat and embrace the lifestyle you've been waiting for.
Directions: Turn oceanside on one of 3 streets across from Anthony's clothing store - Estall St, Grand St, or Almay St Then turn left on Thomas Ave and then right on Cactus. Sign on property.

Fee Includes

Other: Yes

Tax Exemptions

Homestead: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Heating

Central: Yes

Waterfront

Canal Front: Yes

Waterview

Canal View: Yes

Floor

Laminate: Yes
Tile: Yes

Neighborhood Feature

Community Boat Ramp: Yes

Interior Features

Walk-in Closet(s): Yes
Window Treatments: Yes

Specialty Rooms

Other: Yes

Windows/Doors

Impact Rstnce Window: Yes

Vehicle Storage

Carport: Yes
Covered Parking: Yes
Garage: Yes
Attached: Yes
Auto Door Opener: Yes

Construction

CBS: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Unfurnished: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Utilities

Buyer to Verify: Yes
Cable Available: Yes
FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Open Porch/Balcony: Yes
Roof Top Deck: Yes

Title

Title Ins - Buyer: Yes

Exterior Features

Fencing: Yes

Roof

Concrete Roof: Yes

GF-Interior Features

Tankless Hot Wtr Htr: Yes

Property Features

Fee Includes: Other Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View Vehicle Storage: Garage; Carport; Attached; Auto Door Opener; Covered Parking Furnished: Unfurnished Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: Buyer to Verify; Cable Available; FKAA; Municipal Sewer Interior Features: Walk-in Closet(s); Window Treatments Specialty Rooms: Other Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Fencing Construction: CBS Floor: Laminate; Tile Roof: Concrete Roof Pets: Pets Allowed Neighborhood Feature: Community Boat Ramp Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA Title: Title Ins - Buyer GF-Interior Features: Tankless Hot Wtr Htr

Listing Office: American Caribbean Real Estate, Christie's International Real Estate

Last Updated: July - 20 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.