126 N Indies Drive, Duck Key, FL 33050 (MLS# 620609)

126 N Indies Drive, Duck Key, FL 33050

$1,875,000

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Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,544 Lot Size (sq. ft.): 7,608 Status: Active

Current Price: $1,875,000 List Date: 7/13/2026 Last Modified: 7/15/2026

Overview

Description

Rare canal-front duplex on Duck Key's prestigious Indies Canal with 70 feet of new composite dockage, sweeping canal views, and deep-water access to both the Gulf and Atlantic. New roof, new AC, and precast concrete construction throughout -- this is a solid, storm-ready build with significant insurance advantages over at-grade alternatives and no deferred maintenance surprises. Two self-contained side-by-side units, each 2BD/2BA with in-unit washer/dryer, private canal-view balcony, open floor plan, and under-house storage. Unit 1 is fully renovated -- granite counters, stainless appliances, new Kitchenaide soft close cabinetry, updated baths, tile floors throughout. Unit 2 features upgraded tile floors and a bright open canvas with kitchen and baths ready for your finish. The options here are unusually flexible: rent both units for strong 28-day vacation rental income, live in one and let the other pay your carry, or convert the entire structure to a single-family waterfront co ... (Read more)

Listing Details MLS# 620609

Location, Tax & Legal

Street #: 126
Direction: N
Street Name: Indies
Street Suffix: Drive
Key/Island: Duck Key
State/Province: FL
Zip Code: 33050
County: Monroe
Subdivision: Toms Harbor (61.0)
Area: 20 - Duck Key, Coral Key, Conch Key
City: Duck Key
Mile Marker: 61
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE,AE
Alternate Key #: 1463094
Parcel #: 00379400-000000
Zoning: ISM - Improved Sub Masonry
Deed Restrictions: Yes
Legal: BK 2 LT 71 DUCK KEY CENTER ISLAND SEC-2 PART-1 TOMS HARBOR PB5-82
Taxes: 13246.52
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Marathon/Lower Keys
As is Rght to Inspct: Yes

General Property Description

Realtor.COM Type: Multi-family
Style: Duplex
Waterfront: Yes
Control Depth: 5
Pool: No
Year Built: 1981
Lot SqFt: 7608
Lot Sqft Source: Tax Records
Acres: 0.18
Living Apx SqFt: 2544
SqFt Source: Tax Records
Total Bedrooms: 4
Full Baths: 4
Total Baths: 4
Rentals Allowed: Yes
Min Rental Days: 28
Total Units: 0

Association Info

Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 350
Assoc/Mnt Fee Per: Yearly

Dockage

Dock Length: 70
Dock: Composite

More Information

Building Style

Above Flood: Yes
Stilt Column Height: Medium - 5Ft - 9Ft

Vehicle Storage

Car(s): 4+
Carport: Yes

Remarks & Misc

Remarks – Consumer: Rare canal-front duplex on Duck Key's prestigious Indies Canal with 70 feet of new composite dockage, sweeping canal views, and deep-water access to both the Gulf and Atlantic. New roof, new AC, and precast concrete construction throughout -- this is a solid, storm-ready build with significant insurance advantages over at-grade alternatives and no deferred maintenance surprises. Two self-contained side-by-side units, each 2BD/2BA with in-unit washer/dryer, private canal-view balcony, open floor plan, and under-house storage. Unit 1 is fully renovated -- granite counters, stainless appliances, new Kitchenaide soft close cabinetry, updated baths, tile floors throughout. Unit 2 features upgraded tile floors and a bright open canvas with kitchen and baths ready for your finish. The options here are unusually flexible: rent both units for strong 28-day vacation rental income, live in one and let the other pay your carry, or convert the entire structure to a single-family waterfront compound -- there's even room for a pool. That kind of optionality, in a precast concrete above-flood building with a new roof and new dock, simply does not exist elsewhere on Duck Key. Monroe County 28-day minimum rental applies. Sold as a complete duplex; cannot be split.
Directions: MM 61 126 Indies Drive N.

Fee Includes

None: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
More Appliances: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Heating

Central: Yes

Waterfront

Canal Front: Yes

Waterview

Canal View: Yes

Construction

CBS: Yes
Concrete: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Negotiable: Yes

Utilities

Cable Available: Yes

Porch/Balcony

Deck: Yes
Screened Patio: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Vehicle Storage: Carport Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: Cable Available Appliances: Dishwasher; Dryer; Microwave; More Appliances; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Construction: CBS; Concrete Pets: Pets Allowed Land Size: Less Than 1/4 Acre

Listing Office: Florida Keys Real Estate Group

Last Updated: July - 15 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.