20833 W 4Th Avenue, Cudjoe Key, FL 33042
$2,699,999
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,452
Lot Size (sq. ft.):
11,735
Status:
Active
Current Price:
$2,699,999
List Date:
6/14/2026
Last Modified:
7/28/2026
Listing Details MLS# 620277
Location, Tax & Legal
- Street #
- 20833
- Direction
- W
- Street Name
- 4Th
- Street Suffix
- Avenue
- Key/Island
- Cudjoe Key
- State/Province
- FL
- Zip Code
- 33042
- County
- Monroe
- Subdivision
- Cudjoe Gardens (21.0)
- Area
- 07 - Cudjoe Key
- City
- Cudjoe
- Off Shore Island
- No
- Mile Marker
- 21
- Marathon Neighborhood
- N/A
- Side
- Ocean
- Flood Zone
- AE,AE
- Alternate Key #
- 8566409
- Parcel #
- 00174635-001100
- Zoning
- IS - Improved Subivision District
- Deed Restrictions
- Yes
- Legal
- BK 21 LT 11 CUDJOE GARDENS EIGHTH ADDITION PB7-16 OR1272-492/94 OR1282-2179/82 OR1318-1404/06 OR1320-2251/53 OR1426-207
- Taxes
- 14921.91
- Tax Year
- 2025
- Pub Sewer HkUp
- Yes
Contract Information
- Listing Board
- Key West Association
- As is Rght to Inspct
- Yes
- Species List
- Yes
General Property Description
- Realtor.COM Type
- Residential - Single Family
- Style
- Single Family
- Waterfront
- Yes
- Control Depth
- 4
- Pool
- Yes
- Year Built
- 2018
- Lot SqFt
- 11735
- Acres
- 0.27
- Living Apx SqFt
- 2452
- SqFt Source
- Property Data Card
- Total Bedrooms
- 4
- Full Baths
- 2
- Half Baths
- Yes
- Total Baths
- 3
- Rentals Allowed
- With Restrictions
- Total Units
- 0
Association Info
- Mandatory Home Owners Asc
- No
- 1st Right of Refusal
- No
- Association Fee $
- 75
- Assoc/Mnt Fee Per
- Yearly
Dockage
- Dock Length
- 100
- Dock
- Concrete
- Boat Lift
- Yes
More Information
Building Style
- Above Flood
- Yes
Pool Info
- Heated
- Yes
- In Ground
- Yes
- Concrete
- Yes
Remarks & Misc
- Remarks – Consumer
- Welcome to one of Cudjoe Gardens' most desirable waterfront addresses Built in 2018, 20833 4th Avenue West is an exceptional CBS waterfront estate offering 4 bedrooms, 3 bathrooms, and more than 2,400 square feet of thoughtfully designed living space. Perfectly positioned on an oversized waterfront lot, this home combines outstanding boating amenities, resort-style outdoor living, and remarkably affordable insurance costs. One of the property's most impressive features is its combined flood, wind, and homeowners insurance, totaling less than $5,500 per year--an extraordinary value for a waterfront home of this caliber in the Florida Keys. Designed with boaters in mind, the property offers approximately 100 feet of concrete dockage along a wide flow-through canal with deep-water access and quick routes to both the Gulf of Mexico and Atlantic Ocean. Two boat lifts, including a 10,000-pound and 14,000-pound lift, provide ample capacity for multiple vessels, making it easy to keep your boats protected and ready for your next fishing, diving, or boating adventure.The backyard is a private tropical retreat centered around a stunning 50-foot resort-style swimming pool heated/chilled Whether you're swimming laps, entertaining guests, or simply relaxing in the Florida sunshine, this outdoor space was designed to impress. A custom tiki bar, outdoor kitchen, waterfront pergola, and expansive entertaining decks create the perfect setting for hosting family and friends while enjoying beautiful waterfront views. Inside, the open-concept floor plan is filled with natural light and designed to capture water views throughout the home. High ceilings, spacious living areas, and modern coastal finishes create an atmosphere that is both elegant and comfortable. The seamless transition between indoor and outdoor living makes this home ideal for embracing the laid-back Florida Keys lifestyle.Located within the sought-after Cudjoe Gardens community, and nearby marina
Fee Includes
- None
- Yes
Tax Exemptions
- Homestead
- Yes
Appliances
- Dishwasher
- Yes
- Dryer
- Yes
- Oven
- Yes
- Refrigerator
- Yes
- Stainless Steel Appliance(s)
- Yes
- Washer
- Yes
Cooling
- Ceiling Fans(s)
- Yes
- Central Air
- Yes
Heating
- Electric
- Yes
Waterfront
- Canal Front
- Yes
Waterview
- Canal View
- Yes
Floor
- Tile
- Yes
Interior Features
- Granite Counter Top
- Yes
Windows/Doors
- Impact Rstnce Doors
- Yes
- Impact Rstnce Window
- Yes
Vehicle Storage
- Garage
- Yes
- Guest Parking
- Yes
- Open Parking
- Yes
- Attached
- Yes
- Auto Door Opener
- Yes
Construction
- CBS
- Yes
Land Size
- Less Than 1/4 Acre
- Yes
Furnished
- Furnished
- Yes
Utilities
- FKAA
- Yes
- Municipal Sewer
- Yes
Porch/Balcony
- Deck
- Yes
- No Porch/Balcony
- Yes
- Open Porch/Balcony
- Yes
- Patio
- Yes
Title
- Title Ins - Buyer
- Yes
Exterior Features
- Fencing
- Yes
Roof
- Metal Roof
- Yes
Property Features
Fee Includes:
None
Tax Exemptions:
Homestead
Waterfront:
Canal Front
Waterview:
Canal View
Dockage:
Boat Lift
Vehicle Storage:
Garage; Attached; Auto Door Opener; Guest Parking; Open Parking
Furnished:
Furnished
Cooling:
Ceiling Fans(s); Central Air
Heating:
Electric
Utilities:
FKAA; Municipal Sewer
Interior Features:
Granite Counter Top
Appliances:
Dishwasher; Dryer; Oven; Refrigerator; Stainless Steel Appliance(s); Washer
Exterior Features:
Fencing
Pool Info:
In Ground; Concrete
Construction:
CBS
Floor:
Tile
Roof:
Metal Roof
Land Size:
Less Than 1/4 Acre
Title:
Title Ins - Buyer
Documents
property info ›
Listing Office:
Coldwell Banker Schmitt Real Estate Co
Last Updated: July - 28 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.