20920 5th Avenue, Cudjoe Key, FL 33042 (MLS# 618526)

20920 5th Avenue, Cudjoe Key, FL 33042

$2,795,000

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,913 Lot Size (sq. ft.): 15,200 Status: Active

Current Price: $2,795,000 List Date: 2/07/2026 Last Modified: 9/05/2026

Overview

Description

Florida Keys luxury island living at its finest. Welcome to your private slice of tropical island living in coveted Cudjoe Gardens—a true boater's dream set on an oversized double canal-front lot (approx. 15,200 sq. ft.) with an impressive close to 200 feet of concrete seawall. This beautifully designed CBS home offers 4 bedrooms, 3 baths, and nearly 3,000 sq. ft. of living space, thoughtfully arranged for relaxed living and effortless entertaining. Recent renovations elevate the home even further, with the kitchen and primary bath completely and tastefully reimagined by D'Asign Source. The stunning chef's kitchen now features Omega cabinetry, elegant quartzite stone surfaces, premium KitchenAid appliances, and a striking black walnut round dining table that anchors the space with warmth and natural beauty—perfect for gathering with family and friends. Pocket sliding doors open the living areas to a spacious screened Florida Room (approx. 494 sq. ft.), seamlessly blending indoo ... (Read more)

Listing Details MLS# 618526

Location, Tax & Legal

Street #: 20920
Street Name: 5th
Street Suffix: Avenue
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Cudjoe Gardens (21.0)
Area: 07 - Cudjoe Key

Contract Information

Listing Board: Key West Association

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 4
Pool: Yes
Year Built: 1995
Lot SqFt: 15200
Lot Sqft Source: Property Data Card
Living Apx SqFt: 2913
SqFt Source: Property Data Card
Total Bedrooms: 4
Full Baths: 3
Total Baths: 3
Rentals Allowed: With Restrictions
Min Rental Days: 28

Association Info

Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No

Dockage

Dock Length: 200
Dock: Concrete

More Information

Building Style

Above Flood: Unknown
# Stories: 1 Story

Pool Info

Heated: Yes
Dimensions: 12 x 24

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift; Davits Property Condition: Updated/Remodeled Vehicle Storage: Garage; Attached; Auto Door Opener; Guest Parking; Trailer Storage Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: FKAA; Municipal Sewer Interior Features: Bar; Cathedral Ceilings; Walk-in Closet(s); Window Treatments Specialty Rooms: Laundry Room; Sun/Florida Room Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Hot Tub; Lanai; Sprinkler System; Storage Pool Info: In Ground Construction: CBS; Other Floor: Carpet; Tile Roof: Tile Roof Pets: Pets Allowed Neighborhood Feature: Bike Paths; Community Boat Ramp Land Size: 1/4 - 1/2 Acre Terms: Cash; Conventional; FHA; VA Title: Negotiable

Listing Office: Compass Florida, LLC

Last Updated: September - 05 - 2026

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